Tax Calculator
US Estate Tax Calculator
Understand federal and state estate tax implications for your US-based estate. Most estates are not subject to estate tax.
Good News: Most Estates Owe No Estate Tax
The federal estate tax exemption for 2025 is $13.99 million per individual ($27.98 million for married couples). Only estates exceeding this threshold are subject to federal estate tax.
$13.99M
2025 Federal Exemption
40%
Top Federal Tax Rate
12
States with Estate Tax
Estate Tax vs. Probate Costs
Estate Tax
- •Tax on transfer of wealth after death
- •Only applies to estates over $13.99M (federal)
- •Paid to IRS and/or state government
- •Affects less than 0.1% of estates
Probate Costs
- •Administrative costs for estate settlement
- •Applies to most estates going through probate
- •Paid to attorneys, executors, courts
- •Typically 3-7% of estate value
States with Estate Tax (2025)
These 12 states (plus DC) have their own estate tax with lower exemption thresholds:
Connecticut
$13.99M
Hawaii
$5.49M
Illinois
$4M
Maine
$6.8M
Maryland
$5M
Massachusetts
$2M
Minnesota
$3M
New York
$6.94M
Oregon
$1M
Rhode Island
$1.77M
Vermont
$5M
Washington
$2.19M
Calculate Probate Costs Instead
While most estates don't owe estate tax, nearly all estates going through probate will incur probate costs. Calculate your expected costs.
Calculate Probate Costs